Hello there has anyone got any advice on wanting to sell a hp car?

Hello there i was wondering if anyone could give me any advice? in october 2006 i got a car on hp i traded my old car in %26amp; they gave me 拢300 for it even though it was worth more i had to put a deposit of a 拢100 for the new one it is a v reg tigra which the cash price was 拢2995 if i didnt get finance. I have paid 19 installments of 拢117 which adds up to 拢2223 %26amp; i asked the finance company if i could have a settlement figure which they have gave me which was 拢1970 %26amp; i have heard off people that if you pay so much that the car is yours is this true? i have had nothing but trouble with the car since i got it the timing belt went on it about 4 month after i had it which caused the engine damage i had to have the engine rebuilt which cost a 拢1000! %26amp; because it only had 3 month warrenty i never had a leg to stand on i was a vunrable young girl just wanting a nice looking car it has been checked over %26amp; basicly its guna be1 thing after another does anyone know what i can do?Thankyou.|||I would callcustomer service line of the manufacturer of the vehicle and explain your delima. They could help you with the mechanical aspects of the vehicle. However, your finance is another story. Sounds like your interest is high on the loan..