Internet loan scams, please help?

please tell me if this is a scam:





LOAN TERMS AND CONDITION


(HEAD OFFICE)


3 Megik street Athens Greece


Tell +306957314929


(BRANCH OFFICE)


14 Coco Beach Road Accra Ghana


Tell +233248941230


Ref: EA-ASL/941OYI/02/Gc


SSL: 12/25/0034


GOVERNMENT ACCREDITED LICENSED!!


Mr. Brown Wilson IS REGISTERED


UNDER THE DATA PROTECTION ACT OF:


Registration (Z720622X).


Email %26gt;%26gt; brownwilsonloan4@live.com


A satisfied money lender here in Athens Greece approved by the Athens government


Compliments of the day to you , How are you today? i guess fine? I receive your information you sent to this office and the information was well noted. I will be able to offer you the loan of $5,000 USD and i have stated the terms of the loan below for you to see and tell me if you are in agreement with the loan terms or not You are expected to acknowledge its content and read carefully, so we could proceed to the next level in procuring this Loan from me.


Below is my Loan repayment schedule and conditions:


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LOAN REPAYMENT SCHEDULE:


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The loan repayment will be made on a monthly basis which consist of the Principal loan amount and interest together. Like it's written, the loan duration/period is for 3 years(36 months). So find the interest rate and repayment schedule below:


* Principal Loan amount: $5.000 USD


* Loan Fees: 0.00%


* Interest Rate: 3%


* Loan duration/period:3 years (36 months)


* Monthly Installments: $143.05 USD


*Number of installments:36


* Interest to be paid: 150 USD


* Cumulative Installment =


Principal Loan amount + Interest Paid = Cumulative Installment


$5,000 USD + $150 USD = 5,150 USD


Furthermore be informed that in line with the rules governing this organization, you will be required to make a monthly payment of $143.05 USD making a total payment of $5,150 USD for 3 years (36 months).


This is the total loan amount and interest.


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CONDITIONS (1)


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There are two option which you are required to choose from which is the Collateral and Non-Collateral Loans.


1. LOAN COLLATERAL PROCESS: We usually require an equity based property as collateral for your loan acquisition. You need to send us a collateral for this loan so that i may have the trust that as soon as i give you this loan, you will pay back duely in accordance to our stipulated repayment schedule. I do not accept any other property type or kind due to the fact that some of our customers have miss used this opportunity. They some times claim to have properties and send us copies of ownership and when they are not able to pay back the loan and i want to claim these properties, i then find out that the properties belong to their family. The family will then say they did not attest to the transaction at first so please you have to make sure that the collaterals you are to provide belongs to you and not your family.


2. LOAN NON-COLLATERAL PROCESS: This process requires a deposit of payment. For the loan of $5,000 USD you are entitled to send a payment of $105USD so that if you are unable to pay back the loan, your collateral will be claimed and you will be placed on the media house by the bank as most wanted person which will destroy your family name including yours but if you pay back the loan, your payment will be returned back to you. One major reason for this alternative option is that it is a Non-Collateral/Security obtained from banks here in Greece OR Ghana which is popularly known as bank securities and when you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan hence when you are unable to pay back the loan, the issuing Bank take the non-collateral which has yielded value as substitute for the loan.


I will issue out your loan to the transferring bank immediately the collateral is provided or the Non-Collateral/Security for the loan is acquired from the bank and because of the risk and expenses when collateral are presented, this is why i personally will always advice that our customers should simply go for the non-collateral alternative when they do not have an equity based property to present as collateral. But if you still insist that you will present an equity based property, then that will be ok with us.


note:this money can not be added or removed from the principal loan amount but refundable after the transaction, without the interest yielded at the stipulated duration period.


PLEASE NOTE THAT THE FUND WILL TALK 24 BANKING HOURS FOR THE FUND TO BE IN YOUR BANK ACCOUNT FROM GREECE OR GHANA TO YOUR COUNTRY; and the bank that will make this transfer to you is bank of euro of Greece OR UBA bank of Ghana


Thanks and have a nice day,


Mr. Brown Wilson (MD)


Tell +306957314929 OR +233248941230|||Common scam, these are deleted daily from Yahoo by individuals taking the time to report them.





All of the scams ask you to send them some of your REAL money for promises of their fake money.





All address are fake


All phone numbers are to throwaway cell phones.


All claims to be licensed are lies.


All email addresses are to free accounts like live, gmail, hotmail, yahoo.


Email addresses include a counter as the ISP kicks them off, they just reregister with a new name.


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CONDITIONS (1)


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There are two option which you are required to choose from which is the Collateral and Non-Collateral Loans.


鈥?. LOAN COLLATERAL PROCESS: We usually require 鈥?br>

This is the scam. They pretend that they can鈥檛 trust you, so they want collateral. Collateral with a real bank is a house, a car, a savings account. But then you鈥檇 actually be physically in the bank, not corresponding via email. Legitimate internet lenders withhold all fees FROM THE LOAN. Eg, they need $100 for fees, they send you $4900. You NEVER send them money.


鈥渢his money can not be added or removed from the principal loan amount 鈥?br>

I guess the scammers have had people ask before.





The country code 23 is for Nigeria.|||This is how the scam works.


There is no money to loan - never has been.


They charge you an application or processing fee.


They turn you down for the loan.


They keep the fee.


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Note: If all local banks and credit unions are turning you down, everyone else will.


Everything you will find on the net is a scam.


It is simple to do - and since it is out of Ghana - Africa - there is no way you could sue them.


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